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In 1975 Congress passed the Home Mortgage Disclosure Act, to prevent banks from charging higher interest rates to minorities.  In the past, banks were engaged in a system called redlining.  Redlining was a system used to charge higher interest rates...

There is a new subprime bubble in America:  The subprime car loan bubble. Similar to the mortgage crises of 2008, car lenders are making shoddy car loans to consumers with bad credit. Oftentimes, these loans come with terms that take...